THE INFLUENCE OF SHOPEE PAYLATER ON THE CONSUMPTIVE BEHAVIOR OF STUDENTS AT THE INSTITUT KIAI HAJI ABU ZAIRI. IZZI: Jurnal Ekonomi Islam [Internet]. 30 September 2025 [dikutip 8 September 2026];5(3):135-41. Tersedia pada: https://e-journal.ibama.ac.id/index.php/jizzi/article/view/532